info@kfinone.com
Kurakulas Logintoloans logintoinvest Kinfomedia K-Seva Veedhi Siveedhi Kredithealthy
9246545737

Welcome
Back!
Sign in to
continue

Access your dashboard, track loans, manage partners, and monitor real-time reports. View commissions, track performance, and grow your financial journey with KFinOne.

Don't have an account? Create one now
KFinOne
Enter your credentials to access your account
Don't have an account? Create one now
EMAIL OR USERNAME
PASSWORD
Forgot Password?
FIRST NAME
LAST NAME
EMAIL
MOBILE
PASSWORD
India's most trusted fixed deposit partner

Fixed Deposit
Guaranteed Returns
— Up to 8.5% p.a.

Secure your savings with guaranteed returns. Flexible tenures from 6 months to 10 years. Tax-saving FD available under Section 80C.

Open FD Online FD Calculator
8.5%
Max Interest Rate*
₹5,000
Min. Deposit
10yrs
Max Tenure
Partner With Us

Become a KFinOne DSA Partner

Earn high commissions by referring fixed deposits, mutual funds, and loans. Zero investment, full support.

High payouts – monthly settlement
20+ financial products
Dedicated partner dashboard
Training & marketing collateral
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details

Your data is encrypted and never shared with third parties.

FD Options

Choose the Right
Fixed Deposit for You

📋

Regular FD

Standard fixed deposit with guaranteed returns. Flexible tenure and payout options.

7-8.5% returns
👴

Senior Citizen FD

Higher interest rates +0.50% for senior citizens. Additional benefits.

Extra 0.5% p.a.
💰

Tax Saving FD

5-year lock-in, tax deduction up to ₹1.5 Lakh under Section 80C.

Tax benefit
🔄

Cumulative FD

Interest reinvested, compounded annually – higher maturity amount.

Power of compounding
Why KFinOne

Safe & Secure
Fixed Deposit Partner

Capital Protection

Your principal is 100% safe with guaranteed returns – no market risk.

Highest Interest Rates

Up to 8.5% p.a. for senior citizens, 8% for regular investors.

Flexible Payout Options

Choose monthly, quarterly, half-yearly, yearly or cumulative interest.

Loan Against FD

Get up to 90% of your FD amount as loan without breaking deposit.

8.5%
Max Interest Rate*
₹5K
Min Deposit
10
Max Tenure (Years)
80C
Tax Deduction
Requirements

Eligibility & Documents

Eligibility

Age: 18 years or older (minor with guardian)
Indian resident / NRI / HUF
Valid PAN Card & KYC compliant
Active bank account
Minimum ₹5,000 deposit

Documents

PAN Card (mandatory)
Aadhaar Card / Voter ID / Passport
Address proof (if different from ID)
Passport-size photographs (2)
No income proof needed
FD Calculator

Calculate Your FD Maturity Amount

Deposit Amount₹1,00,000
₹5K₹1Cr
Interest Rate (% p.a.)7.5%
5%9%
Tenure (Years)5 yrs
1 yr10 yrs
Maturity Amount
₹1,43,562
Total returns
Total Interest
₹43,562
Effective Yield
7.5% p.a.
Open FD Online
Process

Open FD in 4 Simple Steps

01
Fill Online Form
Basic details – takes 2 minutes.
02
Upload KYC
PAN, Aadhaar, photograph.
03
Choose FD Option
Amount, tenure, payout frequency.
04
Pay & Activate
Instant FD certificate issued.
FAQs

Common Questions

Everything about fixed deposits – interest rates, tenure, premature withdrawal.

Still have doubts?

Speak to our FD specialist.

Chat on WhatsApp
01
What is the minimum deposit for a fixed deposit?
MinimumYou can start a fixed deposit with as low as ₹5,000. Senior citizen FDs have the same minimum.
02
What are the fixed deposit interest rates offered?
RatesRates start from 6.5% p.a. and go up to 8.5% p.a. for senior citizens. Regular investors get up to 8% p.a.
03
Can I withdraw my FD before maturity?
Premature WithdrawalYes, premature withdrawal is allowed with a penalty (usually 0.5-1% lower interest). Loan against FD is a better option.
04
Is there a tax benefit on fixed deposits?
Tax BenefitYes, 5-year tax-saving FDs offer deduction up to ₹1.5 Lakh under Section 80C. Regular FD interest is taxable.
05
What is the maximum tenure for FD?
TenureYou can choose tenure from 6 months up to 10 years. Cumulative and non-cumulative options available.
06
Can I get a loan against my fixed deposit?
Loan Against FDYes, you can avail a loan up to 90% of your FD amount without breaking the deposit. Interest rate on loan is typically 1-2% above FD rate.

KFinOne FD Assistant