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Fund your dreams – study now, pay later

Education Loan
Up to ₹1 Crore
— No Collateral*

Low interest rates from 8.5% p.a., flexible repayment, moratorium during studies. Tax benefits under Section 80E.

Apply in 2 Minutes Check EMI
0%
Interest Rate*
0
Years Max Tenure
₹1Cr
Max Loan Amount
Partner With Us

Become a KFinOne DSA Partner

Earn high commissions by referring education loans, personal loans, and credit cards. Zero investment, full support.

High payouts – monthly settlement
20+ financial products
Dedicated partner dashboard
Training & marketing collateral
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details

Your data is encrypted and never shared with third parties.

Loan Purposes

What Can You Use
Your Education Loan For?

🎓

Undergraduate Studies

Bachelor's degrees in engineering, medicine, commerce, arts, and more.

Low interest
📚

Postgraduate & PhD

Master's, MBA, M.Tech, PhD – fund your advanced studies.

Flexible EMI
🌍

Study Abroad

UK, USA, Canada, Australia, Germany – we cover top universities.

Worldwide reach
💻

Professional Courses

CA, CS, CFA, medicine specialization, coding bootcamps.

Career-focused
Why KFinOne

Invest in Your Future
with Confidence

Lowest Interest Rates

Starting at 8.5% p.a. – one of the most affordable education loans.

Moratorium Period

No EMI during your course + 6 months after completion.

Tax Benefits

Claim deduction on interest under Section 80E for up to 8 years.

No Collateral*

Collateral-free loans up to ₹40 Lakh for approved courses.

₹1Cr
Maximum Loan
15yrs
Max Repayment Tenure
8.5%
Starting Interest
80E
Tax Deduction Section
Requirements

Eligibility & Documents

Eligibility

Age: 18 – 35 years (co-applicant required for minors)
Admission to recognized institution (India or abroad)
Co-applicant: Parent/guardian with stable income
Minimum 50% in previous qualifying exam
Indian resident with valid KYC

Documents

PAN Card & Aadhaar (student + co-applicant)
Admission/Offer letter from institution
Income proof of co-applicant (ITR, salary slips)
Academic mark sheets (10th, 12th, graduation)
Fee structure from college/university
EMI Calculator

Plan Your Education Loan EMI

Loan Amount₹20,00,000
₹50K₹1Cr
Interest Rate (% p.a.)8.5%
7%15%
Tenure (Years)10 yrs
5 yrs15 yrs
Monthly EMI (after moratorium)
₹24,810
per month
Total Interest
₹9,77,200
Total Payment
₹29,77,200
Apply for Education Loan
Process

Get Your Education Loan in 4 Steps

01
Fill Online Form
Basic details – takes 2 minutes.
02
Upload Documents
Admission letter, KYC, income proof.
03
Instant Verification
Our team reviews and approves within 48 hrs.
04
Funds Disbursed
Amount credited directly to college.
FAQs

Common Questions

Everything about KFinOne education loans – interest rates, eligibility, repayment.

Still have doubts?

Speak to our education loan specialist.

Chat on WhatsApp
01
Can I get an education loan without collateral?
CollateralYes, KFinOne offers collateral-free education loans up to ₹40 Lakh for approved courses and institutions.
02
What is the interest rate for student loans?
RatesInterest rates start from 8.5% p.a. based on the loan amount, course, and co-applicant's credit profile.
03
Can I apply for a loan to study abroad?
Abroad StudiesAbsolutely. We finance undergraduate, postgraduate, and doctoral programs at recognised universities worldwide.
04
What is the moratorium period?
RepaymentYou don't pay any EMI during your course + 6 months after completing your studies. Interest accrues but can be serviced optionally.
05
Are there tax benefits on education loans?
Tax BenefitYes, under Section 80E, you can claim deduction on the interest paid for up to 8 years.
06
Who can be a co-applicant?
Co-applicantTypically a parent or guardian. For married students, the spouse can be co-applicant. A co-applicant with stable income improves loan approval chances.

KFinOne Education Loan Assistant